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Opinion: 4 annuities for 4 types of investors

CFP Kenny Gott: "Like most investment products, annuities have their place – but are not one-size-fits-all."

CFP Paula Dougherty: "If you’re like a lot of investors, you may have trouble quantifying the level of risk you are comfortable taking on in your portfolio."

Missouri Trust’s Richard Russell: "One of the first signs of cognitive aging is diminished financial capacity: the progressive loss of a person’s ability to manage banking and investment decisions."

Rusty Worley of the Downtown Springfield Association talks about developments coming to center city.

Kala Forehand of Arvest Bank gives startups tips to impress bankers.

Don Harkey of People Centric Consulting Group: “Small businesses should surround themselves with experts to provide key services and insights so they can stay focused on culture and strategy.”

Guest columnist Tim Parrish: “When problem solving for your client is the focus, there may be opportunities or a necessity to collaborate with outside professionals to tap into a collective wisdom.”

Attorney Stephen Aton says, “A prime protectable interest of many companies is their customer and client base.”

Lynne Haggerman brings readers up to date on law changes.

Author LaDonna Greiner: “I believe we have come as far as we can with the singular focus of women supporting women. It is time that we all lean in at the table.”

Marcie Kirkup of CoxHealth: “There is a solid – and growing – body of evidence that workplace learning plays a critical role in both individual and organizational success.”

Paden Wilcox of The Network: “Thousands of students who live here for several years while pursuing an education should be a great source of talent for growing companies.”

Brian Hutchin of UMB Bank: "In the business-to-business world, checks have long been the preferred method of payment, but the rise of electronic options is changing the payables landscape."

David Stotelmyer of BKD: "The next couple of years will require preparers and users of financial statements to relearn what they thought they knew about revenue recognition and leases."

Mercy’s Dr. Kyle John: “Separating mental health care from physical health care was one of the great medical care blunders of our time.”

Steve Henderson of OakStar Bank provides suggestions to improve relationships with bankers.

Josh Hartman of Commerce Trust asks: "If you suddenly came into possession of a large, income-producing piece of real estate or farm operation, could you instantly manage the day-to-day activities to support the enterprise?"

Columnist Lynne Haggerman: “Several new and rescinded state and federal actions will affect area businesses.”

Aton Law Firm’s Stephen Aton: “While the concept is not new, it is being used much more frequently than in the past.”

Jeff Eiserman of Ollis/Akers/Arney shares “some examples of local cyber events, what it can cost and what you can do to proactively prevent it.”

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