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Opinion: How to choose a financial adviser

CFP Kenny Gott: “Ask questions until you get your head around any particular investment.”

Commerce Trust Co.’s Drew Spencer: "Despite ongoing cross currents and headwinds, related to a unique set of global factors, the U.S. economy is on solid footing."

Columnist Paula Dougherty: “Prepare yourself for the fact that investing is not a smooth upward climb.”

SCA’s Megan Short: “By utilizing software, businesses can show transparency of time and resources.”

People Centric CEO Don Harkey: "The definition of health is changing."

Downtown Springfield Association’s Rusty Worley highlights grant funding, new hotels and more.

Aton Law Firm's Stephen Aton: "Real estate purchasers often wonder how best to title and hold real estate. There are many options."

Dee King: "If your business is one of the 97% that uses checks to pay business expenses, you need to be aware of the risks and familiar with a simple tool that can help protect your business."

Zach Fee: "Whether your business is building capital or in a growth cycle, effectively managing excess liquidity is vital to a successful cash-management strategy."

Debbie Bills: "A knowledgeable loan officer is an important member of a home renovation team to walk through the financing options, which can be a stressful part of the process."

Your Digital Marketing Assistant’s Jahana Uchtman: "The rise of digital marketing has increased businesses’ ability to act in-house instead of relying on outside help."

Author LaDonna Greiner: "Investing time in activities that show employees they are valued and appreciated is crucial to establishing brand recognition."

SCA’s Megan Short: “When individuals are engaged in the community, they are more likely to buy into the outcomes.”

Columnist Lynne Haggerman gives an update on laws.

Attorney Andy Peebles: “When planning for the distribution of your property to the next generation, a frequently overlooked but vitally important category to consider are your digital assets.”

Commerce Trust Co.’s Constance Moore: “Presuming that maintaining your independence in your later years is a worthwhile objective, then maybe it’s time to meet your future self.”

Ollis/Akers/Arney’s Karen Shannon: “An important part of an organization’s well-being is the ability of its leaders to drive change.”

CFP Kenny Gott: “Unfortunately, even so-called experts whose only job is to predict the economy, and the stock and bond markets, are terrible at it.”

CFP Paula Dougherty: “If your retirement plan includes tax-advantaged accounts, there is a particular tax rule you should know about: required minimum distributions.”

Missouri Trust’s Tim Parrish: “Financial, estate and tax planning should not be mutually exclusive activities.”

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