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Opinion: Misconceptions about mortgage lending today

Michael Frerking of Guaranty Bank discusses loans tailed for those with lower credit scores.

Brian Hutchin of UMB Bank: “Fraud is not a new problem for many organizations. But unfortunately, the people who are committing it are becoming savvier by the day.”

Kenny Gott: "Getting more Social Security money – or potentially much less depending on how and when you claim – may have a significant effect on your retirement comfort, for the rest of your life."

Richard Ollis: "If your business doesn’t have a robust plan for attracting and retaining talent, you will be at a significant disadvantage in the marketplace."

Ryan Mooney of the chamber: "Economic development boils down to creating a place where businesses thrive and invest, in turn providing good jobs for people who commit to live and work there."

The SCA’s Megan Short: “Communication is a crucial aspect of project management and supply chain management.”

Robert Weddle of Drury University: "The skill sets employed by the profession’s brightest minds can help us identify and address the significant, interconnected issues facing society today and in the future."

Rhonda Sorensen of Arvest Bank has four suggestions.

Derek Smith of BKD: "The IRS has issued additional guidance on opportunity zone investments that clarifies many open items for investors and developers."

CFP Kenny Gott: "Like most investment products, annuities have their place – but are not one-size-fits-all."

CFP Paula Dougherty: "If you’re like a lot of investors, you may have trouble quantifying the level of risk you are comfortable taking on in your portfolio."

Missouri Trust’s Richard Russell: "One of the first signs of cognitive aging is diminished financial capacity: the progressive loss of a person’s ability to manage banking and investment decisions."

Rusty Worley of the Downtown Springfield Association talks about developments coming to center city.

Kala Forehand of Arvest Bank gives startups tips to impress bankers.

Don Harkey of People Centric Consulting Group: “Small businesses should surround themselves with experts to provide key services and insights so they can stay focused on culture and strategy.”

Guest columnist Tim Parrish: “When problem solving for your client is the focus, there may be opportunities or a necessity to collaborate with outside professionals to tap into a collective wisdom.”

Attorney Stephen Aton says, “A prime protectable interest of many companies is their customer and client base.”

Lynne Haggerman brings readers up to date on law changes.

Author LaDonna Greiner: “I believe we have come as far as we can with the singular focus of women supporting women. It is time that we all lean in at the table.”

Marcie Kirkup of CoxHealth: “There is a solid – and growing – body of evidence that workplace learning plays a critical role in both individual and organizational success.”

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