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This poll is not a scientific sampling. It offers a snapshot of what readers are thinking.
Due to the difficulty of obtaining "correct" insurance information from the other driver, for safety sake, it is best a law enforcement officer to be on the scene.
Years ago when my daughter was hit on her bicycle by a car that committed 7 different moving violations before hitting her, the driver gave (later it was found out) expired insurance info (I looked at the car and knew she wouldn't have insurance).
It is natural to think you did nothing "at fault" (though 7 moving violations is a lot of "fault' for a single accident scene---her lawyer plead it down to 2 later and I filed with the Dept of Revenue (which by the way is required to be done on your part as the injured party) to strip her and her husband (co-owners of car) from the driver's licenses). In the case of someone like this, who clearly knew their insurance was expired, it would be difficult to get them to show any insurance info without a law enforcement officer on the scene. Since there were injuries, of course law enforcement were there...but if no injuries I doubt we would have seen any (even expired) info from her,
FYI The two police officers told me at the hospital later they (State Farm and Highway Patrol I think he said) estimate 42% in Missouri are driving without insurance...so...best to always, injuries or not, have an officer on scene on a public roadway.
Private property (parking lots, etc.-anything past the crosswalk) of course, you are still on your own.
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