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Should I buy a home right now with current interest rates?

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While rates have gone up this year, they’re still below the historical 7.8% average for most. We got spoiled with the unsustainable 3-5% the last few years. Our local market has been starting to correct itself the last few months which will continue to bring values down gradually. Real estate is cyclical, so you can always refinance when rates drop in the future. Regardless of whether you buy now, everyone is paying a mortgage, either your landlord’s or your own.

Meet the Expert

Whether representing the buyer or seller, Jeanna Callahan focuses on writing competitive offers and being a fierce negotiator, while working tirelessly on behalf of her clients. Callahan uses her network of professionals, understanding of current market values, knowledge of how various loan types function to help get her clients to the closing table. Callahan views her role in the process not as a sales person but rather a negotiator and problem solver.

Callahan has the following awards, accolades, and achievements:


Century 21 International Production Awards
• Top 3 Agents in Missouri – 2019  
• Top Agent in Springfield Metropolitan Area – 2019, 2017, 2013, 2012
• Diamond Award for Production – 2016-2020 
• Masters Award for Production – 2014 & 2015
• Emerald Award for Production – 2013
• Ruby Award for Production – 2012 


Century 21 Pinnacle Quality Service Award – 2012-2017 



Founder & President – Killuminati Foundation 2008 – Present


Women’s Council of Realtors Member – 2011 – Present


Springfield Professionals Leadership Team – 2011 – Present 

Most Influential Women, Springfield Business Journal – 2020 


Director of Education & Programs – 2018

President of Women's Council of Realtors of Southwest Missouri – 2017  


Featured in Be the Boss Magazine – 2011   


417 Magazine's Top 20 Under 30 – 2010 

Springfield Business Journal's Entrepreneur of the Year Honoree – 2009 

Callahan grew up in the northwest Chicago suburbs and moved to the Springfield area in 1999. She is a Missouri State University graduate and started her career as a recruiting director staffing a site achieving $100+ million in annual sales.

In 2008 she started Killuminati Foundation, a 501c3 nonprofit offering veterinary assistance to dogs and their families in Missouri. The organization also partners with rescue groups to promote adoption and the importance of spay/neuter.

 

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