Medical Benefits Group - Protecting your retirement income begins with a "zero loss" tolerance

Address: 522 East Hwy CC, Nixa, MO 65714
Phone: 417-725-0440
Web Address: www.InsuranceInMissouri.com
Owner: Jeff Broyles
Product or Service: Senior Insurance, Group Medical Insurance, Health & Dental Insurance, Life Insurance, Business Insurance & Annuities

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If we’ve learned anything over the past decade of volatile trading, hard-earned income can be swallowed-up in a millisecond, yet take years to replace. “As you enter the last quarter of your working life, losses in your retirement fund, no matter how small, can create a negative ripple effect through your retirement strategy,” said Janet Michel, senior retirement adviser at Medical Benefits Group, Inc.

“For our age 50-plus clients, we like to begin conversations about protecting their retirement with our ‘zero loss’ tolerance products,” she added. “Our goal is to educate our clients on safe options for growing their money.”

Annuity products have evolved over the years to offer many options for investors, including principle protection (participation in only the upside of the market) and income options that the client can control at distribution.

“We preach inflation protection to all our clients because the income they are living on now could be worth half as much in 15 to 20 years,” added Jeff Broyles, owner Medical Benefits Group. “Being prepared through safe products with a guaranteed or indexed growth option is their best hedge against inflation.”

When working with business owners, their retirement strategies often include the value of their existing business -- but that strategy only works well in a growing economy. “They can, however, take advantage of their current cash flow options to fund a source of income for when they retire,” Michel added.

There are also tax advantages to a fixed indexed annuity that can make it an ideal form of retirement planning for the business owner:

· Annuities allow for deferred taxation on income until it is being used.
· Cash flow options allow the diversion of revenue toward retirement planning.
· Fixed indexed annuities are guaranteed not to lose money and have growth options based on market performance or interest rates.
· Income for life products are structured to pay the owner a set amount for the rest of his/her life.

In an ideal world, a business owner would build a plan that included an insurance product to protect the business in case of death and a retirement product to protect the owner at the end of his/her career. Both tools work hand-in-hand to create a successful retirement strategy.

MBG offers a friendly, no obligation consultation to review your retirement strategy. Ask for your free copy of “Real World Index Annuity Returns” by emailing them at AnnuityInfo@InsuranceInMissouri.com.[[In-content Ad]]