BluCurrent

Founded in 1929, BluCurrent celebrated 92 years in business May 1, 2021. The Ozarks-based credit union is member owned, meaning anyone who banks with BluCurrent is a shareholder.

BluCurrent Credit Union offers a full range of banking services all the way from opening an account for your child at birth to opening an account when you start a small business.

 “No matter what life stage you’re in, we’d love to be your financial partner,” said Kaitlyn Peoples, director of branch services. 

Peoples specifically noted the advantages of BluCurrent’s checking account offerings and how they differentiate BluCurrent from other banking institutions in the area. 

“You always hear about ‘free checking’,” said Peoples. “But what most don’t pay attention to is the requirements, like a certain amount of debit card swipes, that are required to avoid monthly maintenance fees.”  

None of BluCurrent’s checking accounts require a minimum balance or a monthly maintenance fee. The high interest earning Prosper checking account is especially popular. 

Business Accounts

Just like the personal checking accounts offered at BluCurrent, business checking accounts do not have minimum balance requirement or a monthly service fee.

Business customers have free access to the online banking platform and mobile app, with added benefits, such as the ability to manage additional authorized users. 

BluCurrent also offers excess share insurance for its business customers. While it is common for financial institutions to cover clients up to $250,000 through the FDIC or NCUA, this service covers members’ deposits up to $1 million.*

Digital banking that creates member convenience. 

BluCurrent was one of the first banking institutions in the region to offer video banking services, launching the service over eight years ago – long before COVID-19 necessitated it. Peoples believes one of the most important things about video banking is that customers are still talking face-to-face with another person, “It still allows for that personal connection while being incredibly convenient.”

BluCurrent recently launched a new digital platform and app for online and mobile banking. “It’s very robust and super user friendly,” said Peoples. Customers can even connect accounts from other financial institutions on the platform in order to access all their accounts in one convenient location. 

Within the digital platform, customers can conduct a financial wellness checkup with the help of a money management tool.  Customers are offered tips and suggestions to improve their overall financial picture and can set up savings goals for things like family vacations, view analysis of their spending habits when it comes to monthly bills and things that pop up like health care expenditures, entertainment, food and more. 

*BluCurrent Business Accounts are insured up to $1,000,000 through a combination of federal insurance provided by the National Credit Union Administration (NCUA) and private insurance from Excess Share Insurance Corporation (ESI). Member NCUA. Restrictions apply, see BluCurrent for details.