8 tips to maximize your 401(k) for retirement

USA Today compiled eight tips to maximize the value of your 401(k) by the time you retire.

1. Increase your contribution by 1 percent each year.
2. Save that bonus.
3. If you delay retirement, keep your 401(k).
4. Don't forget about that old 401(k) you left at your last job.
5. Know your company's vesting schedule.
6. Beware of the 'retirement tax time bomb.'
7. When you retire, don't withdraw too much, too soon.
8. Have an emergency fund.

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