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7 habits of highly effective credit card users

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NerdWallet suggests you adopt these seven habits used by highly effective cardholders.

1. Pay in full and on time

2. Optimize awards using just two to three cards

3. Stick to a budget

4. Stay far below credit limits

5. Keep an eye out for better offers

6. Monitor your accounts closely

7. Bounce back from mistakes

Read more from NerdWallet.

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